Consumer Lender - Professional CONSU01688

Company: INTRUST Bank, NA
Location: Wichita
Posted on: September 4, 2020

Job Description:

Job Details Description

At INTRUST Bank, relationships are at the core of all we do. Which is why we focus on fostering positive relationships not just with our customers, but also with each other. INTRUST Bank recognizes and celebrates employees for their individual character, value and potential, with a focus on developing the unique talents each team member brings to the table. Its something weve learned firsthand over the decades; focus on people, and the rest will fall into place to create an environment built on respect, understanding and most of all trust.

Job Summary: Sells consumer and small commercial loans. Makes loan decisions. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all he or she does in the community, and is focused on the development of new business relationships. Must maintain strict standards of confidentiality, and perform duties in a manner supporting INTRUSTs character qualities.

Essential Functions:

• Evaluates and decisions consumer loans balancing risk management and loan growth considerations.
• Makes sound credit decisions balancing risk management and loan growth considerations.
• Understands and complies with lending regulations and policies.
• Instructs Personal Bankers on selling loan products and communicating with customers.
• Makes sales calls to establish and maintain indirect lending relationships.
• Discusses loan terms and decisions with applicants.
• Presents all applicable bank services and products as deemed appropriate.
• Follows correct documentation and lien perfection procedures.
  Education and Experience: Two years of consumer lending experience. College degree preferred.
  
  Required Skills and Knowledge: Pleasant demeanor and a commitment to excellent customer service. Knowledge of consumer lending regulations. Experience making credit decisions and managing a loan portfolio.
  
  Required Licenses and/or Certifications: Nationwide Mortgage Lending System (NMLS) Registered or ability to meet qualifications for registration.
  
  Physical Demands: Sedentary position. Involves sitting most of the time but may involve walking or standing for brief periods of time. Must be able to view personal computer for extended periods of time. May occasionally lift up to 25 lbs. Must be able to hear and speak clearly both face-to-face and over the phone. Must be able to use hands to key information and handle objects.
  
  Working Conditions: Normal office conditions.
  
  This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their supervisor.
  
  INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individuals protected category constitutes a bona fide occupational qualification.
  
  

Keywords: INTRUST Bank, NA, Wichita , Consumer Lender - Professional CONSU01688, Other , Wichita, Kansas